Senior Rental Residential Communities – A Solution For Active Retirees

For many seniors, buying a home has always been the retirement dream. But a growing number of active retirees choose to rent instead.

PSL offers a variety of senior apartment options, from one- and two-bedroom apartments to patio homes, cottages, and villas. These communities combine independence with care and security.


With New York City seniors doubling in 10 years, developers have taken note and are offering more options. Many of the new communities offer rent-only options in addition to home purchases.

These are generally age-restricted and include single-family homes, condominiums, or apartments. They may also include onsite amenities, housekeeping, and transportation.

The most affordable senior rental communities are those that accept subsidized housing programs. These subsidized properties allow seniors to pay 30 percent of their adjusted income.

Good examples are known for their sustainable and affordable buildings; the community features a garden room with hydroponic planting beds, a solarium, and amenities like a gym and pool.

Peace of Mind

For many, renting as a senior can be very appealing. It allows them to cash out on home equity and downsize to a new residence geared toward their age group and interests.

The rent also includes a variety of amenities and services. This may include meals, housekeeping, transportation, and social activities. It is worth noting that these communities are usually restricted to those over 55 or 62.

Many seniors also prefer peace of mind, especially when they check the website that comes with knowing they can move to a different part of the community if their needs change. They can continue to enjoy their golden years without worrying about property taxes and unexpected rent increases as they would with an independent apartment.


Maintaining social connections in retirement is essential to avoid isolation and cognitive decline. Many active retirement communities provide various opportunities to socialize with other residents, including dances, workshops, and field trips.

Renting in a senior apartment community may also be an option for those who can’t afford homeownership. However, those interested should remember that these apartments are often complete and have waitlists.

Rents vary widely depending on the location and size of the home. In addition, homeowners should be aware that extra costs are associated with living in a senior rental community, such as a community maintenance fee and association fees. These fees typically go toward standard area maintenance and amenities like pools and golf courses. However, they may not include home and yard maintenance.

Health Care

Many active senior communities are designed for those who wish to live in high-end locations with modern updates and amenities. These communities typically have limited healthcare services, such as hospitality and maintenance, and are not designed for those with severe or chronic care needs.

Typically, these retirement communities require you to be at least 55 and provide housing in single homes, duplexes, condominiums, or apartments. They offer social and recreational activities and limited healthcare and home maintenance services for a monthly fee.

Some CCRCs offer on-campus healthcare if you need assisted living, memory care, or nursing home services. This is a big selling point for many who don’t want to move or need to sell their homes again.


Often, mowing lawns, snow blowing, and calling in a plumber aren’t on the to-do list for active retirement community residents. The smaller interior square footage to keep clean can be just as appealing, especially to those looking for a change from the maintenance of a larger home.

With various options available, there is sure to be an active adult community that meets the needs of a retiree or seniors looking to simplify their life. Considering the amenities offered, the guest parking policy, and whether or not a medical care team is onsite is essential. Also, consider the costs of moving to a senior rental residential community. Prices can vary depending on location, home size, finishes, and association fees for common areas and amenities.


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